Category: inlurygn

3 reasons why adding bonds to my FTSE 100 stock portfolio can help during a market crash

first_img For those who follow The Motley Fool on Instagram, a popular post this week detailed four tips for investing during a bear market. A stock market fall of at least 20% in a short time is classified as a bear market. If you think about a bear, when it attacks it stands high and comes crashing lower on the prey. Slightly ominous, but that is why we call it a bear market!On that basis, we can definitely say the FTSE 100 stock market is in a bear phase. The four tips mentioned in the Instagram post are of great help. The fourth tip was to “add highly rated bonds to your portfolio”. While we mostly focus on stocks here, supplementing stocks with bonds can be a great benefit at the moment. Here is why.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Negative correlationStocks and bonds typically are negatively correlated. This means that if the stock price goes up, the bond price should go down. This is mostly due to the way investors like you and me allocate our money – bonds are seen as very safe investments, with low volatility. The prices of investment-grade, high-quality bonds usually only move a few percent per year.So during good times, if the FTSE 100 is gaining 10% a year on average, why would I own a bond that is giving me much less? This is the thinking that leads investors to sell bonds (prices fall) and buy stocks (prices rise). The opposite is true at the moment. Investors are selling stock and buying bonds. Buying a few bonds to supplement your FTSE 100 stocks can help you to offset some losses.Income payoutsIn a similar way to a dividend-paying stock, bonds also pay out income via a coupon. This follows a similar time frame to most stocks. A known percentage (your yield) of whatever amount you invested is paid out on an annual or semi-annual basis. The reason I like to add bonds alongside my stocks at the moment though is that a bond coupon HAS to be paid, or else it defaults. On a stock, if you just own ordinary shares then you are not guaranteed a dividend. In recent news, ITV and Kingfisher both announced dividend cuts in order to cut costs. So while dividend-paying stocks are good when the market is performing well, in a bear market I would be adding bonds to ensure income.Low volatilityWhile bonds may not be as exciting as some of the stand-out performers in the FTSE 100, they do have historically low volatility. I am currently seeing draw-downs of over 30% on some of my stocks. Yet on high-quality bonds, the volatility remains low in comparison, along with prices rising.In order to help me have fewer sleepless nights, adding some bonds alongside stocks can bring down my overall volatility. This means the swings in my portfolio should be smoothed out in the long run.You can choose whatever split of stocks to bonds you want. For me, I am looking at 70% stocks and 30% bonds as a realistic allocation. Stocks remain my primary investment tool, but adding some bonds is a wise move in my opinion. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Jonathan Smith | Monday, 30th March, 2020 Simply click below to discover how you can take advantage of this. “This Stock Could Be Like Buying Amazon in 1997” Jonathan Smith does not own shares in any firm mentioned. The Motley Fool UK has recommended ITV. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! 3 reasons why adding bonds to my FTSE 100 stock portfolio can help during a market crashcenter_img Image source: Getty Images. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Enter Your Email Address Our 6 ‘Best Buys Now’ Shares I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. See all posts by Jonathan Smithlast_img read more

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Rapidísimas

first_img La crisis provocada por la enfermedad del presidente Hugo Chávez cada vez se profundiza más. Venezuela está viviendo momentos difíciles y se temen desenlaces como un golpe militar y aún una guerra civil. Las recientes conclusiones con respecto a la transmisión de poder han causado aún más comentarios. Afirman que lo hecho el jueves 10 de enero no tiene justificación y viola la historia y la Constitución venezolanas. Diego Arria, el ex-embajador de Venezuela ante las Naciones Unidas, declaró al Nuevo Herald de Miami que “se ha iniciado una presidencia de facto y ha nacido un régimen cívico-militar controlado por Cuba y avalado por el Tribunal Supremo de Justica”. La propuesta de la oposición de enviar una delegación médica a La Habana para que informe sobre el estado de salud de Chávez, fue rechazada sin que se dieran respuestas convincentes.Entre bastidores se habla de las pugnas internas que pueden traer dolor y sangre al pueblo venezolano. También se habla de lo que esto puede significar para los países del Alba que dependen económicamente de Chávez. Una manifestación celebrada por el oficialismo en Caracas el jueves mostró sus ideas socialistas y sus planes de extenderse por el resto de América Latina, dijeron medios de prensa. La decisión de la Corte Suprema de Justicia es vergonzosa, dicen abogados constitucionalistas. La cúpula de la Iglesia Católica Romana ha advertido de los peligros que se ciernen sobre el país si se sigue la actual situación. Esperemos lo mejor para la querida patria de Bolívar.La Iglesia Anglicana de Kenia ha protestado por la decisión de la Cámara de Obispos de la Iglesia de Inglaterra de hacer elegible al episcopado a sacerdotes homosexuales. “Esto trae más confusión acerca de la doctrina moral anglicana y hace más difícil la unidad”, dijo Eliud Wabukala, arzobispo de Kenia.Después de encuestar 200 países, la Fundación Pew revela que los casi 600 millones de habitantes del mundo pertenecen a uno de estos tres grupos: cristianismo, la religión con más fieles a la que pertenecen más de un tercio de los habitantes del planeta, seguido por el islam. En tercer lugar están los que no tienen filiación religiosa, los ateos y los agnósticos.La oficina de comunicaciones de la Comunión Anglicana en Londres informa la reaparición de Anglican World una revista gráfica que tendrá circulación internacional. Enhorabuena.La compañía Coca Cola ha lanzado una campaña a nivel mundial en un momento especialmente duro, donde impera cierto pesimismo y tristeza en muchos países provocado por la situación de crisis económica mundial. La campaña titulada: “Volvámonos locos” ¿Locos de qué? “De hacer cosas buenas por los demás”. Un anuncio sugerente e impactante da pistas para entrar en esa “locura” cristiana para “hacer cosas buenas por los demás”. Ya tendrá sus críticos y detractores.Noticias llegadas del Congo informan que la Universidad Anglicana en Bunia, inaugurada hace dos años, fue atacada por fuerzas rebeldes el 22 de diciembre que exigieron dinero en efectivo de su presidente Daniel Sabiti Tibafa que sólo pudo recaudar 200 dólares. La universidad tiene 70 alumnos, 11 de ellos se graduarán en teología a principios de 2013.Una polémica mediática se ha generado en Nicaragua cuando el obispo auxiliar de Managua, Silvio Báez, denunció que el Frente Sandinista está dando dinero a sacerdotes e iglesias para “comprarles su lealtad al gobierno”. El presidente de la Conferencia Episcopal, Leopoldo Brenes, respaldó la denuncia de Báez y dijo que ese “apoyo económico” no debe condicionar la libre expresión de la iglesia que está llamada siempre a hablar la verdad. Por otra parte, Samuel Santos, canciller de Nicaragua, dijo a la prensa que las donaciones están destinadas a la reparación de templos y “la promoción de la doctrina de la iglesia”.En un gesto considerado “generoso” el ex presidente de Paraguay, Fernando Lugo, ha aceptado la paternidad de su quinto hijo concebido con una enfermera cuando era obispo católico romano de la diócesis de San Pedro. El niño llamado Ángel, tiene 11 años y las autoridades cambiarán el apellido de su actual padrastro por el de Lugo.Obispos ingleses se oponen a un nuevo proyecto de ley que cambiaría las leyes de la sucesión monárquica del país, permitiendo que el soberano pudiera casarse con una persona “no anglicana”. La ley permitiría también que si el primer vástago de la pareja reinante es hembra ella tuviera derecho al trono, sin tener la corona que esperar el nacimiento de un varón.Refrán Venezolano. Bueno es culantro, pero no tanto. Por Onell A. SotoPosted Jan 14, 2013 Curate Diocese of Nebraska Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Rector Washington, DC Featured Jobs & Calls This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Curate (Associate & Priest-in-Charge) Traverse City, MI Assistant/Associate Priest Scottsdale, AZ New Berrigan Book With Episcopal Roots Cascade Books Bishop Diocesan Springfield, IL Associate Priest for Pastoral Care New York, NY Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Priest-in-Charge Lebanon, OH Submit a Press Release TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Associate Rector for Family Ministries Anchorage, AK Rector Knoxville, TN Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Rapidísimas AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Missioner for Disaster Resilience Sacramento, CA Episcopal Church releases new prayer book translations into Spanish and French, solicits feedback Episcopal Church Office of Public Affairs Rector Hopkinsville, KY The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Canon for Family Ministry Jackson, MS Rector Tampa, FL Virtual Episcopal Latino Ministry Competency Course Online Course Aug. 9-13 Rector Albany, NY center_img Rector Martinsville, VA Rector Bath, NC Submit an Event Listing Submit a Job Listing Assistant/Associate Rector Morristown, NJ Assistant/Associate Rector Washington, DC Rector Smithfield, NC Youth Minister Lorton, VA Rector (FT or PT) Indian River, MI Priest Associate or Director of Adult Ministries Greenville, SC Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Featured Events An Evening with Aliya Cycon Playing the Oud Lancaster, PA (and streaming online) July 3 @ 7 p.m. ET Rector/Priest in Charge (PT) Lisbon, ME Family Ministry Coordinator Baton Rouge, LA Rector Belleville, IL Rector Collierville, TN In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Director of Music Morristown, NJ Director of Administration & Finance Atlanta, GA The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Press Release Service Associate Rector Columbus, GA Rector and Chaplain Eugene, OR Course Director Jerusalem, Israel Rector Pittsburgh, PA Rector Shreveport, LA Cathedral Dean Boise, IDlast_img read more

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Bellary House / Gaurav Roy Choudhury Architects GRCA

first_imgArchitects: Gaurav Roy Choudhury Architects GRCA Area Area of this architecture project “COPY” Area:  3700 ft² Year Completion year of this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/936346/bellary-house-gaurav-roy-choudhury-architects-grca Clipboard 2017 ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/936346/bellary-house-gaurav-roy-choudhury-architects-grca Clipboard “COPY” CopyHouses•Ballari, India Bellary House / Gaurav Roy Choudhury Architects GRCA Projects Year: center_img Houses Bellary House / Gaurav Roy Choudhury Architects GRCASave this projectSaveBellary House / Gaurav Roy Choudhury Architects GRCA Photographs ArchDaily Photographs:  Niveditaa Gupta Manufacturers Brands with products used in this architecture project Save this picture!The North elevated Street View at dusk. Image © Niveditaa Gupta+ 40Curated by Hana Abdel Share India Manufacturers: SketchUp, Asian Paints, Autodesk Sketch, Dr. Fixit, Greenlam, Heritage, NITCO TILES, Ozone, ProgeCADDesign Team:Gaurav Roy Choudhury, Vijay Rai, Abhishek Pawar, Satyanarayan, Stefan Fernandes, Sachin GujjarCity:BallariCountry:IndiaMore SpecsLess SpecsSave this picture!The North East Street View at dusk. Image © Niveditaa GuptaRecommended ProductsWindowsRabel Aluminium SystemsMinimal Casement Windows – Rabel 8400 Slim Super Thermal PlusWindowsVEKAWindows – SOFTLINE 82 ADWoodAccoyaAccoya® Cladding, Siding & FacadesWindowsKalwall®Facades – Window ReplacementsText description provided by the architects. The Bellary House is located in the small town of Bellary known for its Iron Ore mines, boulder landscape, historic ruins and its hot and dry climate. The house is located in one of Bellary’s transforming neighborhoods, which is currently seeing a lot of the older modest houses give way to more grander villas. The house sits on a corner site on edge of this slow but steady transformation. The site with  its dimensions of 60 x 40 ft has its longer edge towards the busier west street and its quieter shorter edge towards the north street. The house is designed to stave off the outside heat and create cool currents within it so as to form a convectional micro-climate. The outside walls wrap the house in this gesture of protection, pierced only with small and mass produced precast concrete windows that dot this exterior. The windows are kept small with heavy eaves to keep away the harsh sun.Save this picture!The mezzanine and first floor split level. Image © Niveditaa GuptaSave this picture!Section CCSave this picture!Climbing down the staircase to the terrace to the passage below. Image © Niveditaa GuptaSave this picture!The glass Terrace staircase from below. Image © Niveditaa GuptaAn elevated garden is set in the north east corner as a generator of this microclimate. It is kept open to sky in the shadow of the sun to create currents that flow through the house, just like the light that reflects into the house of its cool surfaces. This Terrace garden is on a mezzanine level as its serves both the ground and the first floor with this generosity of spirit and soft textures. The family is a small family of four (a couple with two children), with the grandparents having a room on the ground floor for when they visit. The energy of the family and their generosity and simplicity is at the core of this house.Save this picture!The Terrace Garden / Family Room corner. Image © Niveditaa GuptaThe spatial concept of the house was to elongate the experience of the house along the length of the site; to create ephemeral stretched out memories along this length of laughter and fun, of busy-ness and lethargy, of daily rituals and ‘those special days’. This length is opened up by lowering the east half of the house, by tucking in the car park, the helper’s room , stores and the utility areas under it. The Terrace garden, the Family Room and the Kitchen line up north to south as the spaces along this length with a Bedroom coming at the southern end of this mezzanine. The kitchen here is kept open as a cut out along this length to break certain traditional notions attached to it (especially where women folk disappear into), and also to allow for a more inclusive ‘family’ space.Save this picture!The Kitchen opens into the passage above and the dining below. Image © Niveditaa GuptaThe mezzanine becomes the catalyst in developing the spaces of this house, as it hovers in between the long and open living cum dining on the ground floor and the private bedrooms on the first floor. The low height scales down the house, personalizes the gaze lines of interactions and dissolves the spaces as a gradation rather than a stack. The mezzanine Bedroom is especially designed to ‘keep an eye’ on the old grandparents residing in the ground floor bedroom  through a small courtyard which also serves as their ‘private’ garden, a light well and a back drop for Pooja / Temple. The Western block of the house is more traditional in terms of the stack.Save this picture!The Terrace Garden / Family Room corner. Image © Niveditaa GuptaSave this picture!Ground floor planSave this picture!The garden corner wall from the outside (from north). Image © Niveditaa GuptaThe Entry has a skylight from which one sees the plants above, on entering the house. It leads to large and long Living and Dining space which becomes the more formal and grander part of the house. The grandparents’ bedroom is at the southern end of this block. The upstairs houses two bedrooms in a row, with a long passage terminating towards the north in the Reading Space, which overlooks the Terrace Garden. The House becomes more private every step one takes. The use of the volumes creates imaginary lines of division in public and private access sometimes contradicting the sense of openness it evokes. The Bellary House is an attempt to invert small town aspirations for big city ideas. It rejects them by addressing space and the energy of a home in a primal way.Save this picture!Street view from the North West corner . Image © Niveditaa GuptaProject gallerySee allShow lessT Roof Nan Cafe in Taoyuan Village / Atelier LAISelected ProjectsPrivate Villa JUGE / AtSpace ArchitectsSelected Projects Share CopyAbout this officeGaurav Roy Choudhury Architects GRCAOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesOn FacebookBallariIndiaPublished on March 27, 2020Cite: “Bellary House / Gaurav Roy Choudhury Architects GRCA” 26 Mar 2020. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogBathroom AccessorieshansgroheBath & Shower ThermostatsGlass3MGlass Finish – FASARA™ NaturalPartitionsSkyfoldVertically Folding Operable Walls – Mirage®WindowsVitrocsaSliding Window – Mosquito NetSinksBradley Corporation USASinks – Verge LVG-SeriesMetal PanelsTrimoQbiss One in Equinix Data CentreSignage / Display SystemsGoppionDisplay Case – Q-ClassMetal PanelsLongboard®Aluminum Battens – Link & Lock – 4″Sports ApplicationsPunto DesignPunto Fit in Ekaterinburg Public SpaceWoodBlumer LehmannFree Form Structures for Wood ProjectsKnobsKarcher DesignDoor Knob K390 (50)TablesVitsœ621 Side TableMore products »Save想阅读文章的中文版本吗?印度贝拉里住宅 / Gaurav Roy Choudhury Architects GRCA是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

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Volleyball defeats SMU to open Fight in the Fort Tournament

first_imgFacebook Olivia Waleshttps://www.tcu360.com/author/olivia-wales/ ReddIt Chemistry professor misses first TCU basketball home game in 40 years due to pandemic restrictions ReddIt Meet the 2021 Student Body Officer Candidates Olivia Waleshttps://www.tcu360.com/author/olivia-wales/ TCU rowing program strengthens after facing COVID-19 setbacks Facebook Olivia Waleshttps://www.tcu360.com/author/olivia-wales/ Lessons of perseverance Another series win lands TCU Baseball in the top 5, earns Sikes conference award printAnna Walsh and Tori Dilfer celebrate a kill against SMU. Photo courtesy of GoFrogs.comTCU volleyball defeated SMU in four sets (25-23, 25-21, 25-27, 25-21) to open the Fight in the Fort tournament. The Horned Frogs snapped a three-game losing streak to improve their record to 5-3. “This is our home court, we own it,” first-year Élan McCall said following TCU’s three straight losses on the road. The team is undefeated at home this season.  The Horned Frogs came out strong in the first set and never squandered their early lead despite a late 7-1 run by the Mustangs.SMU traded points back and forth early in the second set with the Horned Frogs, but a diving save by McCall with a kill by Katie Clark made it 8-7 and shifted the momentum of the set. TCU didn’t trail after that point and finished the set 25-21 behind senior middle blocker Anna Walsh’s seven kills.Walsh led the team with 19 kills and 7 blocks.The Horned Frogs were looking for the sweep in the third set, but SMU capitalized on late errors to take the set 27-25. The team was sitting at match point before back-to-back errors by Clark and sophomore Tori Dilfer allowed the Mustangs back into the game.The teams again traded points back and forth in the fourth set before TCU went on a 3-0 run to win the set and the match.McCall’s three kills in the final set gave her 16 for the match, her eighth straight game in double digits, breaking a record set by Head Coach Jill Kramer in 1996.The first-year outside hitter has yet to record less than 10 kills in a game.Moving forward, the team sees potential to improve.“We want to execute our game plan and be disciplined in playing good, smart volleyball,” Walsh said. TCU will continue preseason action against Louisiana 6 p.m. Friday and will finish the tournament against Montana State at 2 p.m.  ‘Horned Frogs lead the way’: A look at TCU’s ROTC programs Linkedin + posts Twitter Anna Walsh and Tori Dilfer celebrate a kill against SMU. Photo courtesy of GoFrogs.com Twitter Olivia Waleshttps://www.tcu360.com/author/olivia-wales/ Olivia is a journalism major from Fayetteville, Arkansas. She enjoys running, hiking and planning adventures with her friends. When she is not writing, you can find her at the TCU Recreation Center, fiercely competing in any intramural sport. Linkedin Previous articleSeptember brings new construction developments to campusNext articleChanging places: Summers showcases his versatility once again Olivia Wales RELATED ARTICLESMORE FROM AUTHOR Olivia Wales TCU baseball finds their biggest fan just by saying hellolast_img read more

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The Week Ahead: Eviction Moratoria Explained

first_imgSubscribe Christina Hughes Babb is a reporter for DS News and MReport. A graduate of Southern Methodist University, she has been a reporter, editor, and publisher in the Dallas area for more than 15 years. During her 10 years at Advocate Media and Dallas Magazine, she published thousands of articles covering local politics, real estate, development, crime, the arts, entertainment, and human interest, among other topics. She has won two national Mayborn School of Journalism Ten Spurs awards for nonfiction, and has penned pieces for Texas Monthly, Salon.com, Dallas Observer, Edible, and the Dallas Morning News, among others. Demand Propels Home Prices Upward 1 day ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago January 29, 2021 1,138 Views 2021-01-29 Christina Hughes Babb Demand Propels Home Prices Upward 1 day ago The Best Markets For Residential Property Investors 2 days ago Share Save This week, Safeguard Properties, which manages mortgage field services on vacant, defaulted, and foreclosed properties, hosts a webinar entitled, “Evictions: Maneuvering Through the Moratoriums,” during which a panel of experts will detail and discuss the nuances of the latest federal, lending, and servicing rules related to the COVID-19 pandemic.Specifically, the pundits will explain what preservation-related actions servicers can and cannot take during the moratoriums; changes in eviction laws and guidance; the CDC order regarding evictions; and challenges in key states.The following speakers will be in attendance and available for questions:C. Lance Margolin, Partner Emeritus and Director of Eviction and REO Services, The Margolin & Weinreb Law Group, LLP in Syosset, N.Y.Daniel Barbagelata, Supervising Partner of Evictions, Deed in Lieu and National Closing Services, Aldridge Pite LLP in Atlanta, Ga.Will Jarrell, Senior Associate Attorney, Aldridge Pite LLP in Atlanta, Ga.Linda Erkkila, General Counsel and EVP, Safeguard PropertiesThe webinar is from 1-2 p.m. EST, Thursday, February 4. It’s complimentary when you register here.Here’s what else is happening in The Week Ahead:Stern & Eisenberg, “West Virginia Power of Attorney & Assignment of Mortgage/Deed of Trust Webinar,” Thursday, February 4 at 1 p.m. ESTRealtor.com, Housing Industry Core Metrics report, Thursday, February 4 The Week Ahead: Nearing the Forbearance Exit 2 days ago Home / Daily Dose / The Week Ahead: Eviction Moratoria Explained Related Articles Servicers Navigate the Post-Pandemic World 2 days ago Previous: Marcia Fudge Vows to Serve Most Vulnerable Americans Next: Navigating Foreclosures in the Face of a Pandemic About Author: Christina Hughes Babb The Week Ahead: Eviction Moratoria Explained Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago in Daily Dose, Featured, News Data Provider Black Knight to Acquire Top of Mind 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post Sign up for DS News Daily last_img read more

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NEET 2020: SC Issues Notice In Plea Seeking Examination Centres In Gulf Countries

first_imgTop StoriesNEET 2020: SC Issues Notice In Plea Seeking Examination Centres In Gulf Countries Sanya Talwar29 July 2020 12:29 AMShare This – xThe Supreme Court on Wednesday issued notice in a plea has seeking allocation of Test Centres for NEET in gulf countries or to postpone the examination until the COVID-19 pandemic subsists.A bench of Justices L.Nageswara Rao, Hemant Gupta & S. Ravindra Bhat took up the petition, filed by Advocate Haris Beeran and Pallavi Pratap on behalf of parents of students who are applicants for…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Supreme Court on Wednesday issued notice in a plea has seeking allocation of Test Centres for NEET in gulf countries or to postpone the examination until the COVID-19 pandemic subsists.A bench of Justices L.Nageswara Rao, Hemant Gupta & S. Ravindra Bhat took up the petition, filed by Advocate Haris Beeran and Pallavi Pratap on behalf of parents of students who are applicants for the NEET UG 2020 entrance examination and reside in Doha, Qatar, challenges the Kerala High Court judgement which dismissed the plea holding that the Court cannot issue directions to the Medical Council of India and National Testing Agency as they were expert bodies.It has been submitted in the plea that there are 4000 students registered for NEET-UG from Qatar and the Middle-East, and that there exist procedural difficulties in getting affidavits attested from the Embassy of India in Qatar and sending it to India for filing of the same due to the pandemic.In wake of the lockdown imposed to contain the virus, students have tries to register themselves for repatriation under the Vande Bharat Mission introduced by the Government of India, however, none of them managed to get seats in the said flights.”It is primarily because the VBM flights are mainly intended to repatriate the people who are in distress, migrant labourers, people who are in a medical emergency, as also students stranded in various universities abroad.”In light of the above, the Petitioners have sought for directions to the Union of India to either allocation NEET examination centres in Qatar and other Middle East countries, or as an alternative, to postpone the the NEET UG 2020 examination until the situation is normalized.A plea moved by Abdul Azeez, the General Secretary of Kerala Muslim Culture Centre, for the aforementioned directions, had been dismissed by a Kerala High Court Division Bench of Chief Justice S. Manikumar and Justice Shaji P. Chaly on June 30. The MCI had submitted to the Bench that overseas test centres were not feasible and that the students could be brought back to the State in accordance with the guidelines which had been prescribed.Subscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Storylast_img read more

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Creative block

first_imgIn the first of three articles looking at innovation in theworkplace, Professor Amin Rajan explores obstacles to creativity throughout theworld, unearthing a tension between traditional business practices and creativeculture Worldwide, there is growing recognition that in the last wave of competitionin the 1990s, organisations of all sizes were converging on similar, thoughexacting standards of costs, reliability, functionality and quality for goodsand services alike. In the current wave, at best, these factors can ensuresurvival – they are no longer differentiators that ensure growth, according toa recent 27-country study commissioned by The Chartered Institute of ManagementAccountants. This is because consumerism is becoming a major movement in its own right –at least, in the European economies covered in the study. Under it, customerswant benefits that go well beyond economic criteria to include social, ethicaland environmental considerations. These are becoming increasingly important ascustomers create their own value systems, aided and abetted by growingaffluence, individualism and regulation. As a result, creativity has become oneof the key avenues to achieve differentiation. In this context, creativity is about generating new ideas and implementingthem in innovative ways. Innovation not only relates to products and servicesoffered in the marketplace, it also covers business processes andorganisational structures that underpin them in the workplace. Routes to innovation Structured creativity This is based on a clear step-by-stepcontrolled approach that identifies a specific problem and provides a creativesolution – something that taskforces often do. Non-linear creativity This builds on open-minded thinking resultingfrom brainstorming – it generates ideas without much regard to how they areconnected. Provoked creativity This uses a catalyst to provide new insights andunderstanding – the catalyst may be an analogy, a metaphor, a colour, and soon. Eureka creativity This covers real breakthroughs when something newsprings into mind that did not exist before – it is rare, intense, and withoutpattern, but with a clear defining moment. It is clear that the first three are a matter of incremental improvements,and the last is a breakthrough discovery. However, this survey has sought toidentify business practices that influence all of them because organisationscould not provide separate assessments for individual types of creativity. Thatlimitation has not detracted from gaining insights into factors that promotenew ideas, or from understanding their regional dimension. For example, more than two in three organisations in every region regardcreativity as “very important” and one in three as “moderatelyimportant” to business success in today’s global environment. Four in fiveorganisations in every region also regard creativity as an investment ratherthan a cost. The main difference, however, lies neither in the importance they attach tocreativity nor in the tools used to promote it. But it is in the expectationsof its outcomes. More organisations in the UK than anywhere else feel that creativity is notimportant in its own right, irrespective of whether it generates bottom-linebenefits. At the other extreme, far more organisations in Asia Pacific, MiddleEast and Africa view creativity as a long-term investment, duly accepting therisk that the pay-off may not be significant. Obstacles to creativity These differing expectations are indicative of three factors that areespecially strong in the UK and, to a lesser extent, in continental Europe. Ownership structure In the case of the UK and continental Europe, abigger proportion of the sample is made up of publicly quoted companies whichare more exposed to pressures from external shareholders. In marked contrast,Asia Pacific, Middle East and Africa has a far bigger proportion ofprivately-owned companies in its sample, so the differences in attitude tocreativity are probably influenced as much – if not more – by ownershipstructure as by national cultures. Regulatory bodies By definition, creative people are willing to takerisks to challenge rules, behaviour and the status quo. In the UK and continentalEurope, a lot of these rules are increasingly imposed by a growing battery ofregulatory bodies. By seeking to regulate the day-to-day conduct of businesses,these rules limit the scope for creativity by imposing a more structured workenvironment with a bias towards conformity and conservatism. Predictability paradox As a phenomenon, consumerism is morepronounced in the UK and continental Europe than elsewhere in the sample. Ascustomers have come to expect ever-rising standards of quality and functionality,they have inadvertently promoted what has come to be known as thecreativity-predictability paradox. Customers want suppliers to meet variouspre-set benchmark standards in these and other areas. That means having evermore rigid processes and procedures at the producer end. At the same time, customers also expect a lot of creativity to be employedto produce predictable outcomes. But by definition, creativity can only produceunpredictable outcomes. Growth in consumerism is thus seen as a limitingfactor. The paradox is more acute in the UK and on the continent than elsewhere.Over time, it is expected to spread to other regions, as their economies becomemore advanced. The paradox is manifested through various inhibitors of creativity. Some arecultural – embedded in the psyche of the organisation. Others are structural –emanating from physical processes and the work environment. Cultural inhibitors in the UK – Lack of a can-do mindset – “We tried it years ago and it didn’twork” – The tribalism syndrome – “That’s the way we do things aroundhere” – Risk aversion – “We’ll think about that at a later date” Structural inhibitors in the UK – Time pressures on managers to deliver quick results – “Focus on thisquarter’stargets” – Employees not having enough time or space – “They check in theirpassion at the gate” – Lack of a coherent vision on creativity – “This place is overrun bybean counters” As the economy becomes weaker in response to global recessionary pressures,the cultural inhibitors are likely to ease and the structural ones get worse,with fewer employees doing more work. Killers of creativity have been around for nearly 2,000 years. Eachgeneration has experienced growing constraints as societies have matured andbecome more regulated. Equally, the unprecedented economic growth since theIndustrial Revolution in the late 18th century also tells us that humans haveshown remarkable ingenuity in overcoming the constraints on creativity. Comments are closed. Related posts:No related photos. Previous Article Next Article Creative blockOn 20 Nov 2001 in Personnel Todaylast_img read more

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HMAS Farncomb Incident

first_img View post tag: Naval HMAS Farncomb Incident View post tag: HMAS July 27, 2012 Industry news There has been some sensationalist reporting relating to a minor flood in HMAS Farncomb on 25 July 2012. The following media release is the actual statement made by the Department of Defence on 25 July 2012.On Wednesday 25 July (Australian Eastern Standard Time), while participating in Exercise RIMPAC, HMAS Farncomb suffered a minor flood in one of the submarine’s machinery spaces. At the time of the incident, the submarine was at periscope depth operating its diesel engines to charge the battery.Standard pre-planned procedures were immediately executed and the situation was dealt with quickly. The submarine surfaced as part of this normal response. The incident has been traced to a split in a hose on the submarine’s weight compensation system.No personnel were injured and Farncomb is currently returning to Pearl Harbour in Hawaii to replace the hose. An investigation is yet to commence.There are number of hoses fitted to systems in the Collins Class submarine that use the supply of sea water as part of their operation. Weight compensation is one such system, moving water in and out of the submarine to maintain neutral buoyancy.Following the failure of a sea water cooling hose in HMAS Dechaineux in 2003, there were immediate changes made to procedures and the development of equipment changes commenced. One of these changes was automation of the closure of all hull valves should a similar situation arise. This change has been installed in HMAS Farncomb.HMAS Farncomb is currently on a 13000 nautical mile, five month deployment having departed her home base in Western Australia in May of this year. The submarine has spent the last 15 days at sea participating in Exercise RIMPAC, which has included the recent successful firing of an Mk 48 torpedo to sink the 12,106 tonne former USNS Kilauea.[mappress]Naval Today Staff, July 27, 2012; Image: Australian Navy View post tag: News by topiccenter_img View post tag: Farncomb Share this article Back to overview,Home naval-today HMAS Farncomb Incident View post tag: Navy View post tag: Incidentlast_img read more

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NFWL/NRA SCHOLARSHIP WINNERS FOR 2017

first_imgNFWL/NRA SCHOLARSHIP WINNERS  FacebookTwitterCopy LinkEmailShare For 20 years now, the National Foundation for Women Legislators & the National Rifle Association have joined forces for the Annual Bill of Rights Essay Scholarship Contest; which provides six female high school juniors or seniors a $3,000 college scholarship, an all-expense-paid trip to NFWL’s Annual Conference, and an award that will be presented at the event.Congrats To The 2017 Scholarship Winners:Anne Crabill of Chapel Hill, North Carolina (mentored by North Carolina Representative Rosa Gill)Jessica Goldschlager of Magnolia, Delaware (mentored by Delaware Representative Andria Bennett)Margaret Kleiman of Hutchinson, Minnesota (mentored by Minnesota Representative Sandra Masin)Madeline Peltzer of Laveen, Arizona (mentored by Arizona Senator Nancy Barto)Faith VanVleet of Spring, Texas (mentored by Wisconsin Representative Kathy Bernier)Abby Weiderhold of Pottsville, Pennsylvania (mentored by New Jersey Assemblywoman-elect Serena DiMaso)Click here to view the 2017 award-winning essays.last_img read more

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REMEMBRANCE POPPY FLOWERS (Robinson)

first_imgREMEMBRANCE POPPY FLOWERS — Dr. Walter F. Robinson 7th and 8th Graders with teachers John Hall, Mr. Asham, and teacher assistants. They are shown with their Remembrance Poppy flower and speakers Army Veteran Commander Flora, Marine Veteran John Scafidi, Army Lieutenant Veteran Mayor Rutkowski, Navy Veteran Louis Rowan, and Navy Veteran Hard Top Diver Chuck Gallagher. It was a most rewarding and educational learning experience for all! ×last_img

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